Debt is one of the biggest issues facing our clients. Millions of people are building up debt just to get by, with no way of repaying what they already owe. Debt used to be associated with credit. But now it can be arrears on household bills, energy and council tax, or overpayments of benefits and tax credits.
People on low incomes are being hit hardest, but we’re also starting to see new groups of people, those with mortgages and people in full time work.
The cost-of-living crisis has hit households hard. An unprecedented number of people are struggling to pay for basics and keep up with their bills.
We understand how worrying it can be if you have debts, and how difficult it can be to know where to start if you have debt. It is a good idea to ask for help as soon as you can if you get into debt or miss a bill payment.
Visit or call your local Citizens Advice branch if you need help with debts.
To get in touch with us at Citizens Advice Mid Lincolnshire about debt, please fill in our contact form.